Carnival of Money Stories #31

Welcome to the 31 st Edition of the Carnival of Money Stories; a carnival that shares stories of personal experiences with money. Check out the wonderful submissions this week, and make your financial journeys smoother by learning from the experiences and mistakes of others.

Pinyo Bhulipongsanon presents The Art of Unethical Up-selling posted at Moolanomy, saying, "This post is about my recent experience with a very uncanny merchant. Apparently, this type of scam is quite widespread as I later found out." Luckily, he caught on before he was out any money.

wilson ng
presents The Yin and Yang - It Goes Both Ways posted at Reflections of a BizDrivenLife. Being in business for itself has its good and bad points.

Tracy Coenen presents Mandatory arbitration with credit card companies posted at FRAUDfiles. I need to check my credit card agreements. Sneaky they are!

freefrombroke presents HOW AMEX AND ING GAVE US A WEDDING GIFT posted at Free From Broke, saying, "An article about how I used Amex to help earn money from ING" A personal story of the smart use of credit.

presents Yet Another Fight with Citibank posted at Money and Such, saying, "Yes, it happened again. Citibank is once again trying to charge us for their mistakes. We will have no more of that medicine, thank you very much!"

Tim Ramsey presents 7 Steps to Debt Freedom posted at My Debt Relief Blog, saying, "For anyone out there who has ever forgotten a payment or found themselves with more debt than their income could pay, you know how aggressive some of these creditors can be." Learn from someone who has been there what to do when you find yourself with too much debt.

Save Money presents The DOLP Snowball method to pay off Credit Cards posted at How I Save

Steve_Leung presents Preparing Your Finances For Buying a Home posted at, saying, "Buying a home represents both debt and personal investment, but before that can happen, your finances need to be in order. This article discusses where your money needs to be when in order for your transaction to be successful."

Michael Bass presents Bankruptcy or Debt Settlement? posted at Debt Prison. He shares what he learned when faced with a situation where he could not pay his bills.

Unclaimed Money presents Keeping Christmas Spending Under Control posted at Unclaimed Money. Stay out of debt this Christmas by making a plan and starting now.

ISPF presents Victory Over Debt, Credit, Frugality – Which Of These Qualify As A Good "Success Story"? posted at Grad Money Matters.

FMF presents Spontaneous Versus Planned Giving posted at Free Money Finance, saying, "Details of how we give."

chica with issues presents Getting on the road to financial success posted at One Snarky Chica with Issues. Follow her journey from living paycheck to paycheck to now planning and making frugal choices.

Michael Fowke presents A vision of Canary Wharf posted at Money is the way, saying, "My vision and a celebration of the Canary Wharf financial centre in London's Docklands."

Ashley presents Too Many Bank Accounts posted at College of Cash.

cashmoneylife presents My Financial Success Story - I Spend Less Than I Earn posted at Cash Money Life, saying, "This article is about how I have been financially successful so far. Hopefully, I can continue this trend.

Kevin Surbaugh presents Job Shift - What's Next? posted at Becoming & Staying Debt Free. presents A New Car - On Our Terms posted at A Penny Closer.

Rickey Henderson presents Rickey's Vegas Odyssey posted at Riding with Rickey, saying, "An article on HOW NOT to spend money. Enjoy."

Taylor presents - A New Text Link Ad Marketplace posted at Super Blogging, saying, "If you want to make money online, sign up for free at, the newest and best text link ad marketplace around!"

Kenneth presents Coupon Codes + Coupon Websites = Money In Your Pocket? | InvestorBlogger posted at InvestorBlogger.

Brian Brady presents Determining A Support Level in Southern California Real Estate - Mortgage Rates Report posted at Mortgage Rates Report.

Raymond presents Good News For Vulture Investors - The Real Estate Market Continues to Crumble posted at Money Blue Book.

Net Worth
Millionaire Mommy Next Door presents I Get Richer As A Renter posted at Millionaire Mommy Next Door, saying, "I directly compare apples to apples, using a comprehensive rent versus buy calculator, on my typical home. Renting creates an opportunity for me to continue growing my net worth."

Nina Smith presents Ten Money Questions for Richard Oceguera posted at Queercents, saying, "Richard Oceguera is a seasoned e-commerce professional and the muscle behind the LGBT-to-B business committee at the Manhattan Chamber of Commerce. I asked Richard to get personal with his answers about networking, entrepreneurship, economic growth and how this relates to money in the Big Apple."

Lazy Man and Money presents Yesterday I Resigned. Will I Ever “Work” Again? posted at Lazy Man and Money.

Family & Money Stories
Dave Gooden presents A cabin, a family and a choice posted at Dave Gooden.

Stephanie presents Don't Get Buried Under Toys this Christmas - TT#13 posted at Stop the Ride!. Save yourself some money and enjoy your Christmas more.

Silicon Valley Blogger presents Fun Day Trip With Kids, Thomas The Tank Engine Style posted at The Digerati Life, saying, "A nice frugal story."

Super Saver presents Our Three-Year Old Makes Her First Purchase posted at My Wealth Builder.

That concludes this edition. Submit your blog article to the next edition of carnival of money stories using our carnival submission form. Past posts and future hosts can be found at the carnival home page. If you are interested in hosting, please email Andy at carnivalofmoneystories at gmail dot com.

Please note several submitted articles were not included in this edition. Though these articles were high quality, they were not personal stories or experiences. This carnival is for stories about money, not just tips and ideas.

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